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5 Common Immigration Application Mistakes That Could Delay or Lead to Refusal of Your Immigration Application
  • Immigration Law
5 Common Immigration Application Mistakes That Could Delay or Lead to Refusal of Your Immigration Application
Anita Boscariol

Applying for Canadian immigration status can appear to be a straightforward process, but know that even small mistakes in your application can lead to delays, requests for additional information, or even a refusal. Whether you’re applying for permanent residence, a work permit, a study permit, or Canadian citizenship, understanding the most common pitfalls can help you avoid unnecessary setbacks.

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Co-Insurance Clause Explained: Avoid Claim Penalties in BC
  • Insurance Claims
Why Did My Insurer Only Pay Part of My Claim? Understanding Co-Insurance Penalties in BC  
Anastase E. Maragos

Picture this: a pipe bursts, or a small fire breaks out in the back office, and you file a commercial property insurance claim expecting it to be straightforward. Instead, the cheque that arrives is thousands of dollars short of what you lost. Nine times out of ten, the reason is buried in a clause most policyholders never read closely, the co-insurance clause. By the time they find out about it, it’s too late to do anything but pay the difference themselves.

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The regulatory landscape for mortgage services in British Columbia is about to change significantly…
  • Business Law
The regulatory landscape for mortgage services in British Columbia is about to change significantly…
Elias Notopoulos,Anny Kim

On October 13, 2026, British Columbia’s new Mortgage Services Act, S.B.C. 2022, c. 27 (the “MSA”) will come into force and effect, replacing the longstanding Mortgage Brokers Act, R.S.B.C. ch. 313 (the “MBA”). The MSA introduces a modernized regulatory framework for mortgage service providers, including expanded licensing requirements, increased disclosure obligations, enhanced enforcement tools, and significantly higher penalties for non-compliance.

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